401(k) Plan Documents

The Individual 401(k) is designed for businesses that are limited to owners, their partners and spouses. To open an Individual 401(k) plan with Principal Trust, please download and review the two documents below. If you have questions, contact us at 1.800.209.9010 and we'll be glad to help you.

• Individual 401(k) Adoption Agreement and Trust Agreement (PDF: 703 KB)
  Includes: Privacy Notice, Instructions, Trust Agreement, Service Agreement, Adoption Agreement, Operational Summary, Unilateral Amendments, Qualified Reservist Distribution Amendment, Participant Forms
• Basic Savings Plan Document (PDF: 1250 KB
  Includes: Opinion Letter, Plan Document, and Trust Agreement