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The IRA Stretch Provision

With good financial planning, it is possible to generate a stream of income that can benefit your client’s heirs for generations to come. Stretching an IRA is a method of distributing IRA savings beyond the death of an original designated beneficiary – a method especially valuable to non-spouse heirs. Stretch is an IRA provision and can be used with:

• The Traditional IRA
• The Roth IRA

With proper beneficiary designation and estate planning, your client can leave their loved ones an inheritance that may be many times greater than its original value.

Want to know more about the Stretch Provision?

Check out the following tools for more information:

• Frequently Asked Questions about the Stretch IRA
• RMD & Stretch IRA Calculator
• View an example of how the stretch provision works

Do you still have questions?

Contact our Business Development team, Monday through Friday from 8:00 AM to 5:00 PM EST — toll-free at 800.332.4015 or sales@principaltrust.com.