Rollover Resources

With more Americans changing jobs and many reaching retirement, there has been a large increase in the number of rollover IRAs. The proliferation of rollovers has been fueled by recent legislation which has made it much easier for individuals to move their retirement assets from one plan to another and paved the way for consolidation of accounts.

Rollover IRAs allow individuals to continue to defer taxes on cash or other assets they receive from an employer-sponsored qualified plan, such as a 401(k), Money Purchase Pension, Profit Sharing and other relevant plans.

Rollover IRAs also offer the opportunity to consolidate assets and can be set up as self-directed accounts.

While there are no restrictions on the amount that can be rolled over from one account to another, there are rules about how it can be done. Read our frequently asked questions to find out about direct rollovers and a host of other topics.

View our Rollover Chart for permissible rollovers.

If you have further questions, call our Client Contact Center at 800.209.9010 for assistance.

The information contained on these pages is for general educational purposes only. Individuals should consult their financial advisor or legal counsel to determine how these regulations affect their unique situation.