Roth Overview

A Roth IRA was created to let you earn retirement money tax-free on your investments.

A Roth IRA offers:

• Tax-free growth. Don't ever pay federal taxes on your earnings, assuming you meet guidelines.
• No annual distribution requirements. You don't have to withdraw money until you're ready for retirement.
• Flexible contributions. You can keep contributing after retirement (beyond age 70 ½).
• A wide variety of investments.
  

Traditional IRA vs. Roth IRA

• Compare eligibility, contributions, and distribution details for traditional IRA's and Roth IRA's.
• Use online calculators to figure out which IRA better suits your financial needs.

*Based on your income level and other limitations, consult your tax advisor for specifics.